CRA Employee Benefits
The CRA Employee Benefits Program is administrated through TotalGuard, which provides life, health and dental plans to over 1,600 independent Canadian businesses.
Our expert in-house insurance team provides the product and all related services, such as day-to-day administration, analytical support and ongoing service support. The TotalGuard program saves you time and money while providing your employees with the coverage they need.
Member Advantages
COST SAVINGS
Members will receive an immediate savings off existing premiums for equivalent coverage
LONG-TERM RATE STABILITY
Stability is generated by spreading claims over the entire pool of TotalGuard participants
PAY-DIRECT DRUG/DENTAL CARD
TotalGuard provides each employee with a pay-direct drug card that covers prescription drugs and professional services electronically at the point of sale
PROGRAM FLEXIBILITY
Member organizations have many different coverage options to choose from
ONLINE ADMINISTRATION
Plan sponsors can conveniently perform many administrative functions online
DEDICATED SERVICE
Each member will have a dedicated customer service representative to assist them
Fast. Convenient. Paperless.
Our online administration service provides members
24/7 access to their employee benefits plan. making it easier to:
- Submit claims
- Sign up for direct deposit
- Download personalized claim forms
- Check coverage eligibility instantly
- Verify Health Care Spending account balances
Interested in CRA Employee Benefits?
Fill out the form below to get started today.