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Group Insurance Solutions

1-800-665-8990 www.westernfgis.ca

Western Financial Group (Network) Inc.

The following insurance coverages exclusively designed for CRA members are now available:

  • Property Insurance
  • Rental Equipment Off-Premises Insurance
  • Liability Insurance
  • Business Interruption
  • Crime
  • Equipment Breakdown
  • Equipment Re-Rental
  • Theft by Conversion Coverage
  • Cyber Liability
  • It's Your Program!

    The Canadian Rental Association (CRA) has partnered with Western Financial Group Insurance Solutions to offer a specialized insurance program with risk management services for CRA members across Canada. We are here to help you with your insurance needs and help reduce your insurance costs.

    Our Guarantee To You

  • We understand your rental business and the risks you face.
  • This is a specialized insurance program for the rental industry.
  • We will work with you to determine the right level of coverage to meet your particular needs.
  • You have the benefit of strength in numbers with preferred group rates.
  • We will provide each member with preferred rating, enhanced coverage and long-term rate stability.
  • The Program will provide an opportunity for returns of premium paid directly to participating members during low claiming years. Please see the latest return of premium bulletin.
  • All participating members will have a representative review current coverage limits, including building evaluations, and provide coverage recommendations.
  • FEATURE

    BENEFITS

    Cost Savings
  • preferred rating for CRA Members
  • Long-Term Rate Stability
  • members’ future premiums are based upon Program claims, not on insurance market swings
  • Ownership of Premiums
  • 43% of premiums owned by participating members
  • fund pays defined portion of claims; any balance after claims of each year’s fund belongs to insured members
  • Proven Structure
  • "protected self-insurance" structure proven as a long-term solution for associations & buying groups across Canada since 1982
  • Complete Insurance Protection
  • insurer pays all claims over the annual deductible fund
  • no deficit or retroactive assessment can occur in this Program
  • Administration
  • underwritten by "A" rated insurers
  • "protected self-insurance" fund held by Western Financial Insurance Company
  • risk management, loss prevention and building evaluation service
  • consistent claims handling with control adjusters and lawyers under Group Insurance Solutions' direction on CRA's behalf
  • We also offer Canadian Rental Association members an employee Benefits program through TotalGuard. For more information on this, please click here

    Group Insurance Solutions